Privacy Policy
Effective Date: Year of 2025
Last Updated: 5-14-25
1. Introduction
Golden Capital LLC (“Golden Capital,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you provide through this website. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or interact with our website or submit an application for financing.
2. Information We Collect
We may collect the following types of information:
Personal Information: Name, email address, phone number, physical address, Social Security Number (SSN), Employer Identification Number (EIN), business name, and other data submitted through credit applications or contact forms.
Financial Information: Bank statements, revenue data, tax documents, credit-related materials, or other uploaded documentation related to your financing request.
Technical Data: IP address, browser type, device information, referring URLs, pages visited, and time spent on the site. This may be collected automatically using cookies or third-party analytics tools.
3. How We Use Your Information
We use your information to:
Evaluate creditworthiness and pre-qualify applications
Share with trusted third-party financing partners for underwriting and funding purposes
Communicate regarding your application status, requirements, and related opportunities
Improve the security, speed, and usability of our website
4. Information Sharing
Golden Capital may share your information with:
Verified lenders, financing partners, and underwriting affiliates
Service providers that support our operations (e.g., CRM, analytics, cloud storage, and communications platforms)
Legal authorities or regulatory bodies when required to comply with applicable law or to protect our rights
We do not sell your personal information.
5. Data Security
We implement reasonable and appropriate administrative, technical, and physical safeguards to protect your personal and financial data. These safeguards include:
SSL (Secure Socket Layer) encryption for data transmission
Access restrictions and role-based permission controls
Two-factor authentication (2FA) for platform access
Routine software updates and risk monitoring
While we follow industry standards, no method of data transmission or storage is 100% secure. By using our services, you acknowledge and accept this risk and agree to hold Golden Capital harmless for any unintentional data breach or system failure outside of our reasonable control.
6. Use of Artificial Intelligence (AI)
Golden Capital may use artificial intelligence (AI) technologies and automated systems to assist in processing applications, reviewing documents, identifying missing information, and enhancing operational efficiency. These systems are used in conjunction with human review when appropriate.
By submitting your information, you expressly consent to the use of AI as part of the underwriting and evaluation process.
7. Data Retention
We retain your submitted data — including personal, financial, and transactional records — for as long as necessary to:
Fulfill the purpose of your application
Satisfy lender or legal requirements
Support internal audit and compliance reviews
When no longer needed, your information is securely deleted or anonymized in accordance with our data retention policies.
8. Cookies and Tracking Technologies
We may use cookies and similar technologies to enhance user experience, improve website performance, and analyze traffic. These may be stored temporarily or persistently on your device. You can control or disable cookies through your browser settings.
9. Third-Party Platforms and Storage
Information you submit may be securely stored and processed through third-party platforms we use to manage client applications, documentation, and communications — including but not limited to JotForm, HubSpot, Dropbox, or Google Drive. These platforms are selected for their reliability and security compliance.
10. Your Choices and Rights
You may:
Request access to, correction of, or deletion of your personal information
Opt out of marketing communications at any time
Contact us to withdraw consent or ask questions about your data
Requests can be submitted to info@golden-cap.com.
11. Children’s Privacy
This site is not intended for individuals under the age of 18. We do not knowingly collect or solicit information from children.
12. Changes to This Policy
We may update this Privacy Policy from time to time. The latest version will always be posted on this page with an updated “Effective Date.” Continued use of our Site after changes constitutes acceptance of the revised policy.
13. Governing Law
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law principles. Any disputes arising under this policy shall be subject to the exclusive jurisdiction of the courts located in Johnson County, Kansas.
14. SMS Communication Terms and Conditions
Golden Capital may use SMS (text message) communications to provide updates related to your application, document requests, financing status, and occasional promotional offers. By providing your mobile number, you consent to receive such messages.
Consent: By submitting your mobile number, you confirm ownership or permission to use that number for communication. Consent is not required to apply or do business with us.
Frequency: Message frequency may vary depending on your activity and communication preferences.
Fees: Standard messaging and data rates may apply.
Opt-Out: You may opt out at any time by replying STOP to any message. You will receive a confirmation and no further messages will be sent unless you opt back in.
Support: For assistance, reply HELP to any message or contact us at info@golden-cap.com.
SMS data is managed in accordance with this Privacy Policy and is not shared or sold to third parties.
- Contact Us -
If you have any questions about this Privacy Policy or how your data is handled, please contact us:
📧 info@golden-cap.com
📞 314-488-0245