Terms of Use-
Effective Date: Year of 2025
Last Updated: 5-14-25
1. Acceptance of Terms
By accessing or using this website (“Site”) and any services, forms, or content provided by Golden Capital LLC (“Golden Capital,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, do not use this Site.
By continuing to access or use the Site, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms.
2. Services Provided
Golden Capital is a commercial finance consulting company. We provide access to financing resources, educational materials, credit application forms, and related business services. We are not a lender and do not make credit decisions. Financing is subject to approval by third-party partners.
3. User Eligibility
This Site is intended for users who are 18 years of age or older and reside in the United States. By using the Site, you represent and warrant that you meet these eligibility requirements.
4. User Responsibilities
You agree to use this Site and all submitted information in a lawful, accurate, and respectful manner. You may not:
Provide false or misleading information
Interfere with the operation of the Site
Attempt to gain unauthorized access to our systems or data
Submit sensitive information without appropriate authorization
You are solely responsible for the accuracy of any data you submit, including financial documents or personal information.
5. No Guarantee of Approval or Results
Submission of an application or inquiry through this Site does not guarantee financing, approval, or specific outcomes. All decisions are made by third-party funding partners and are subject to their independent underwriting criteria.
6. Intellectual Property
All content on this Site — including logos, branding, copy, layouts, images, and materials — is the property of Golden Capital LLC or its content providers and is protected by copyright and trademark laws. You may not reproduce, modify, distribute, or exploit any content without our prior written permission.
7. Limitation of Liability
Golden Capital shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to lost profits, data loss, or business interruption, arising from your use of or inability to use the Site or services — even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify and hold harmless Golden Capital, its officers, employees, affiliates, partners, and service providers from any claims, liabilities, damages, or expenses (including legal fees) arising from your use of the Site, your violation of these Terms, or your submission of inaccurate or unauthorized information.
9. Third-Party Links and Content
This Site may contain links to third-party websites or services. These are provided for convenience only. We do not endorse or control the content, policies, or practices of third-party sites and are not responsible for any interactions you may have with them.
10. Changes to These Terms
We reserve the right to update or modify these Terms of Use at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site constitutes acceptance of the modified terms.
11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law provisions.
12. Contact Us
If you have questions about these Terms or how they apply, please contact us:
📧 info@golden-cap.com
📞 314-488-0245
13. Financial Disclaimer
All information provided on this Site is for informational purposes only and does not constitute financial, legal, or tax advice. While we strive to provide accurate and current content, Golden Capital makes no guarantees regarding the accuracy, completeness, or timeliness of any information provided. Users should consult their own advisors before making financial decisions.
14. Force Majeure
Golden Capital shall not be liable for any delay or failure in performance resulting from causes beyond its reasonable control, including but not limited to acts of God, internet outages, third-party service interruptions, government restrictions, natural disasters, or cyberattacks.
15. Entire Agreement & Severability
These Terms, along with our Privacy Policy and any applicable credit application agreements, constitute the entire agreement between you and Golden Capital regarding your use of the Site and services. They supersede all prior communications and agreements, whether oral or written.
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
16. Electronic Communications and Signatures
By using the Site, submitting forms, or communicating electronically with Golden Capital, you consent to receive communications from us electronically. You also agree that any agreements, disclosures, notices, or electronic signatures provided through the Site or email satisfy any legal requirement that such communications be in writing.
17. Use of Artificial Intelligence (AI)
Golden Capital may use artificial intelligence (AI) and automated systems to assist in evaluating credit applications, reviewing financial documents, pre-qualifying applicants, and enhancing service efficiency. These technologies are used in conjunction with — not as a replacement for — human review where appropriate.
By using this Site and submitting information, you expressly acknowledge and consent to the use of AI technologies as part of Golden Capital’s internal evaluation processes. You agree that Golden Capital shall not be held liable for any decisions, delays, or perceived outcomes related in whole or in part to the use of such technologies.